
Are you a home buyer looking for your first home?
Buying your first home can be a stressful experience, this is where we as brokers can make your first home buying a pleasant and stress-free experience.
Looking to create wealth in real estate? Anytime is a good time to invest in real estate, you can never go wrong with land, bricks and mortar. But it can be a daunting task, especially if you don’t receive the right advice or get stuck with the wrong loan product, this can cost you $1000’s of dollars in excess payments in the long run.
It is best advised that every loan, regardless of its type, should be re-assessed every 2 to 3 years to compare current market interest rates. Do not expect your banks or credit lender to approach you as their existing clients, to reduce your current interest rate even if the present interest rates are competitively lower. Loyalty is a thing of the past!
Refinancing your loan can be a great way to save money, as you can compare the interest rate you are paying against the best interest rates available in the market.
Constructing a house can be a time consuming and stressful endeavour, it requires a lot of work in selecting land, location, builder, choosing your house design and selecting the exterior and interior design, all this plus you have to arrange for your finances as well.
We as a mortgage broker will look after your finances; this means we will arrange a loan for land and construction, providing you with confidence that you can secure the finances for your dream home. While your finance is being arranged by us, you can spend time looking after the more important tasks of constructing your dream home.
Debt can make anyone stressed and put immense pressure on you and your family life, both financially and personally. But there is good news, you can make that debt more manageable with debt consolidation and minimise the stress and its effect on your life.
Debt consolidation can allow you to have a number of debts that may vary in amount and interest rate, combined into one debt with one interest rate, meaning you only have one repayment to worry about. This simplifies your budget and makes your financial commitments more manageable.
Debt consolidation will allow you to save money and gives you a degree of flexibility, allowing you to pay off your debt sooner or reducing your periodic payments over the life of the debt.