home loan Carlingford

Home Loan

First Home

Are you a home buyer looking for your first home?
Buying your first home can be a stressful experience, this is where we as brokers can make your first home buying a pleasant and stress-free experience.

We do all the
  • We will advise you of the best loan products available in the market.
  • Documentation and paperwork with your selected lenders.
  • We will apply for First Home Owners Grant for eligible buyers.
  • We will get you pre-approval and final approval.
  • Arrange for a valuation.
  • Liaise with your conveyancer until settlement is completed successfully.
  • We will stay with you throughout the life of the loan, helping you whenever the need arises.
  • We will also assist you in arranging loans for further purchases such as investment properties.
  • Our services are of no cost to you.

Talk to us

Investment

Looking to create wealth in real estate? Anytime is a good time to invest in real estate, you can never go wrong with land, bricks and mortar. But it can be a daunting task, especially if you don’t receive the right advice or get stuck with the wrong loan product, this can cost you $1000’s of dollars in excess payments in the long run.

  • We will help get you the most suitable investment loan at the best rate.
  • We will give you our honest professional advice.
  • By dealing with us you can be confident that you are dealing with an experienced professional.
  • Our services are of no cost to you.

Refinance

It is best advised that every loan, regardless of its type, should be re-assessed every 2 to 3 years to compare current market interest rates. Do not expect your banks or credit lender to approach you as their existing clients, to reduce your current interest rate even if the present interest rates are competitively lower. Loyalty is a thing of the past!

Refinancing your loan can be a great way to save money, as you can compare the interest rate you are paying against the best interest rates available in the market.

  • We compare hundreds of loans in the market and tell you the lowest rates.
  • By refinancing through us you will save money and time.
  • We will also be with you if you decide to reinvest your equity in an investment purchase.
  • Our services are of no cost to you.

Land and construction

Constructing a house can be a time consuming and stressful endeavour, it requires a lot of work in selecting land, location, builder, choosing your house design and selecting the exterior and interior design, all this plus you have to arrange for your finances as well.

We as a mortgage broker will look after your finances; this means we will arrange a loan for land and construction, providing you with confidence that you can secure the finances for your dream home. While your finance is being arranged by us, you can spend time looking after the more important tasks of constructing your dream home.

  • We will find you a suitable, low interest rate land and construction loan.
  • We will be by your side till you move into your new house, providing you with the details of your progressive payments.
  • We will liaise with your builder and lender for smooth payment of the construction loan instalments.
  • Our services are of no cost to you.

Debt consolidation

Debt can make anyone stressed and put immense pressure on you and your family life, both financially and personally. But there is good news, you can make that debt more manageable with debt consolidation and minimise the stress and its effect on your life.

Debt consolidation can allow you to have a number of debts that may vary in amount and interest rate, combined into one debt with one interest rate, meaning you only have one repayment to worry about. This simplifies your budget and makes your financial commitments more manageable.

Debt consolidation will allow you to save money and gives you a degree of flexibility, allowing you to pay off your debt sooner or reducing your periodic payments over the life of the debt.

Consolidating your loan can also improve your credit rating making it easier for you to borrow in the future.
  • We will assist you in consolidating your debts in one loan.
  • We will find you a lower more manageable rate.
  • This means lower repayments and more money in your pocket.
  • We will provide you with the option of either consolidating your debt through personal loan or refinancing with home equity.

Talk to us

OuR Lenders